Visa and Mastercard Allow Hotels to Hold Card Pre-Authorizations for Up to 30-31 Days Only
💳 Oct 7, 2026, Markus Busch explains credit card holds for hotels. Holds last about 30 days (Visa, Mastercard), expiring long before summer check-ins if booked in spring. Hotels only retain card numbers after the hold expires. EU requires strong authentication for no-show charges to be valid. To secure payments, hotels should refresh holds before arrival or take deposits. Key actions: verify upcoming bookings have current holds and guest authentication.
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