Restaurant Operators Face Rising Costs and Liability Risks in 2026, with Margins Strained by 35% Increase
🍽 In 2026, restaurant operators are grappling with a tough economic landscape due to a 35% rise in food and labor costs from 2019 to 2025, as reported by the National Restaurant Association. ERGO NEXT Insurance reveals that 21% of small business owners had no extra income for reinvestment in 2025. Equipment breakdown claims doubled in cost from 2024 to 2025. Slip-and-fall claims increase by 25% during winter, with settlements growing due to rising medical costs and litigation.
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