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Hotels Risk Missing Millions in Guest Spend as Payment Systems Lag Behind

  • 10minhotel
  • 1 September 2026
  • 3 minute read
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LONDON, 1 September, 2026 – Hotels are increasingly missing out on revenue opportunities because outdated payment infrastructure is unable to support the way modern guests buy experiences, according to new research from Journey.

The company’s new white paper, Retailing the Entire Guest Journey, reveals a growing disconnect between changing guest behaviour and the systems many hotels rely on to sell rooms, dining, spa treatments and other guest experiences.

Drawing on more than one million transactions processed by Journey in 2025 alongside industry research, the report shows how hospitality is rapidly evolving from a room-selling model into an experience-led economy encompassing dining, wellness, activities, retail and services across the entire guest lifecycle.

The research shows that hotels adopting connected payment infrastructure are seeing significant commercial benefits enabling guests to book experiences more easily while helping operators increase guest spend and reduce operational complexity.

Among the key findings:

  • Apple Pay accounted for 22% of all transactions across Journey hotel customers in 2025 and has risen to 35% during 2026.
  • Guests using Stripe’s Link (One-Link) checkout generated a 53% higher average basket value than traditional digital wallets, equating to an average uplift of approximately £73 per transaction.
  • 69% of repeat guests are actively choosing One-Link when available.
  • Journey’s fraud prevention technology has protected up to £2.5 million in merchant revenue through intelligent transaction screening.
  • Industry-wide, 74% of hospitality executives report spending excessive time reconciling payments across fragmented systems.
  • Only 28% of hospitality businesses say their current infrastructure can easily support ancillary revenue offerings.

The report argues that as guest expectations increasingly mirror those of leading consumer platforms, every payment interruption creates friction and basket abandonment. Whether booking a spa treatment, reserving a restaurant table, purchasing activities or upgrading a stay, guests increasingly expect one-click checkout, stored payment credentials and seamless transactions across every touchpoint.

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Simon Bullingham, CEO of Journey, said: “Hospitality has become far more than accommodation. Guests are purchasing experiences before arrival, during their stay and even after they leave. Yet many hotels still rely on disconnected payment systems that create friction for guests and unnecessary complexity for operators. The opportunity is to treat the entire guest journey as a connected commercial experience.”

The report also highlights growing demand for flexible payment options, with only 32% of hospitality businesses currently able to offer pay-over-time solutions despite strong consumer interest. In response, Journey is rolling out Klarna across its platform, enabling hotels to offer flexible payment options both online and, later this year, through payment terminals. The move is expected to help hotels attract younger travellers, with Gen Z and Millennials accounting for approximately 70% of Klarna transaction volume globally.

Alongside payment flexibility, fraud prevention is emerging as a growing commercial priority. More than half (51%) of hospitality executives surveyed by Stripe said failed or blocked transactions negatively impact customer experience and brand perception.

Journey’s Hospitality Performance Platform is used by more than 750 hotel and spa properties worldwide, helping hotels sell rooms, experiences and ancillary services through a connected booking and payments ecosystem. Last year alone, Journey’s hospitality partners generated more than 62 million bookings through the platform.

These insights are detailed in Journey’s newly released white paper, Retailing the Entire Guest Journey: How connected payments capture the full value of the guest journey and is available to download now: https://journey.travel/insights/retailing-the-guest-journey-whitepaper-whitepaper

About Journey

Journey helps luxury hotels grow direct revenue by retailing the whole guest experience, not just rooms. More than 750 hotel and spa properties use Journey’s Performance Platform, a unified system across experience management, digital marketing, booking, and payments. Customers include Nikki Beach, Camiral, The NoMad and Lakes By Yoo. With live bookable inventory at every moment, from pre-arrival to post-stay, Journey enables hotels to retail rooms, dining, spa, and activities in a seamless, shoppable experience for guests. The result is higher guest spend, stronger loyalty, and a measurable Return on Experience. For more information, visit https://journey.travel/. 

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